Unit 3

Palabra

Definición

Ejemplo

maintain

cause or enable (a condition or situation) to continue

A larger hotel chain needs a lot of capital, in part to maintain good credit rating

money transfer

​the act of moving money from one bank or place to another

Western Union has been offering money transfer services to its clients for more than 150 years

text message

a written message that is sent or received on a mobile phone or pager

Are you typing a text message while I'm talking to you?!

wealthy

having a great deal of money, resources, or assets; rich

A lot of wealthy people have their own personal trainer

benefit

if you benefit from something, or it benefits you, it gives you an advantage, improves your life, or helps you in some way

A gratuity is a form of retirement benefit

account for

to form a particular amount or part of something

A wet August accounted for the bad harvest

balance

the amount of money that you have in your bank account

Can you balance on one leg?

accountant

someone whose job is to keep records of how much money a business has received and spent

Accountants calculate salary

banking

the business of a bank

He chose banking as a career

branch

one of the offices or groups that form part of a large business organization

A branch is an office or shop that is part of a larger organization

deposit

money that you pay when you rent something such as an apartment or car, which will be given back if you do not damage it

Banks offer short-term deposits now

finance

decisions on how money is spent or invested

Bankers and accountants work in the field of finance

financing

the money provided for an investment, and the arrangements for providing it

Owing to poor performance the firm withdrew its financing of sport endorsement activities

prohibit

formally forbid (something) by law, rule, or other authority

And we can not prohibit entrepreneurs from registering their companies in these countries

prohibition

an order stopping something

An explicit prohibition would hardly be effective in practice

savings

the money that one has saved

Banks failed and people lost their savings

transaction

a business deal or action, such as buying or selling something

An error occurred during the last transaction

withdraw

to take or move out or back, or to remove

Barclays customers are furious after a computer crash left them unable to withdraw money or pay on card

cheque

a printed form, used instead of money, to make payments from your bank account

Are you paying by cheque?

debit

a decrease in the amount of money in a bank account, for example when a payment is made from it

The amount of the cheque has been debited to your account

fee

a payment made to a professional person or to a professional or public body in exchange for advice or services

Do you have an entrance fee?

rent

to regularly pay money to live in a house or room that belongs to someone else, or to use something that belongs to someone else

Did you buy your house or do you rent it?

order

to ask for goods or services to be supplied

A customer ordered three suits

top up

to add more to something in order to increase it to the level that you want or need

I'll just top up the coffee pot

encourage

give support, confidence, or hope to (someone)

A good listener encourages the speaker by making polite noises and showing support

attend

be present at (an event, meeting, or function)

About 300 students attended the lecture

various

several, different

I've worked with various systems

utility

The state or condition of being useful; usefulness

Several utility companies over-billed the school system more than $3 million for energy it never used

allowance

money that you are given regularly, especially to pay for a particular thing

Employees relocating to London receive a maximum allowance of £1000 a year

budget

an estimate of income and expenditure for a set period of time

'Titanic' was a really high budget movie

cost

to have a particular price

A new kitchen will cost you a lot of money

debt

an amount of money that you owe

A credit card will often lead you into debt

fund

to provide money for an activity, organization, event etc

The company could fund social events out of the day-to-day budget

bill

a written list showing how much you have to pay for services you have received, work that has been done etc

A 10% service charge has been added to your bill

expenses

an amount of money that a business or organization has to spend on something

Electricity and gas tariffs were too low to cover expenses and thus companies were unprofitable

inherit

receive (money, property, or a title) as an heir at the death of the previous holder

After her grandfather died, Julie inherited his business

loan

a thing that is borrowed, especially a sum of money that is expected to be paid back with interest

Borrowers can take out a loan for $84,000

mortgage

a legal arrangement by which you borrow money from a bank or similar organization in order to buy a house, and pay back the money over a period of years

A mortgage is the biggest loan that most people will have in their lifetime

sudden

happening very quickly and without any sign that it is going to happen

He sudden visit surprised me

carry on

to continue doing something

After the accident, Natalie was determined to carry on swimming

cut down

to cut through the main part of a tree so that it falls to the ground

Seat belts have cut down the number of injuries in car accidents.

look into

to try to find the facts about a situation

He plans to look into national security reports

eat out

to eat in a restaurant

After my divorce, I still eat out a lot.

fall behind

not be at the same level as

He fell behind in his studies because he was ill for a week

pay back

to give someone the money that you borrowed from them

Did I pay back the money I borrowed from you?

put off

to delay doing something or to arrange to do something at a later time or date, especially because there is a problem or you do not want to do it now

But I put off that purchase for another time

run up (a debt)

to use so much of something, or borrow so much money, that you owe a lot of money

She ran up an enormous phone bill.

set up

to start a company, organization, committee etc

Anyone who wants to set up a business can present their idea on the website

anticipation

a feeling of excitement about something that is going to happen in the near future

As with most pleasures, it's not so much the experience itself as the anticipation that is enjoyable

aware

having knowledge of something

he wants to make people aware of a problem

objective

a goal that has been fixed for people to achieve

Creating a good business strategy is all about defining your objectives and being very clear about what you want to achieve

breakdown

a division of information into parts that belong together

We need a breakdown of the statistics into age groups.

opportunity

the chance to do something

As we all know, air travel offers everyone fantastic opportunities

visualise

to form a picture of someone or something in your mind

Somehow I can't visualise myself staying with this company for much longer